pay for financial losses or obligations incurred in the event of an
accident caused by you. It will also protect you if someone else
caused the accident, but had no auto insurance coverage. On a new car
Philadelphia new car insurance requires that you have medical
coverage, bodily and property damage liability.
Bodily injury liability means that if you are at fault in a car
accident and someone is injured, the insurance will cover their
medical and rehabilitation expenses and any damages that you are found
liable for. The coverage must be at least $15,000 to $30,000. Property
damage liability covers you if you damage someone's property in and
you are the one at fault. You must have at least $5,000 of property
damage liability coverage. Some Philadelphia companies offer a single
limit of $35,000 – meaning this meets the bodily injury liability and
property damage minimum requirements. When you are shopping for
Philadelphia insurance quotes for a new car you need to have an idea
of what coverage you want, what limits of liability you need and what
kind of deductible you want. You need to have all drivers' names,
ages, sex and marital available, as well as your driving record
including any accidents or traffic tickets. You will also need to
present information about the new car regarding the full vehicle
identification number (VIN), what you paid for the vehicle and if it
has any special equipment. Under Pennsylvania's premium rating law,
insurance companies can calculate their on rates based on past loss
experience and expenses.
e-PhiladelphiaCarInsurance.com Philadelphia Car Insurance provides
detailed information on Philadelphia Car Insurance, Philadelphia New
Car Insurance, Philadelphia Car Insurance Quotes, Philadelphia Used
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