policies for drivers working in certain occupations, good drivers,
students and senior citizens. The best way to get low price insurance
is shopping for insurance companies offering discount insurance. If a
driver has more than one kind of insurance policy with the same
company, he can receive discounts for all those policies. It is
possible to reduce the premium amount by raising the deductible.
Keeping anti-theft devices and the mileage of the vehicle within
certain limits will receive some discount as well.
What are the main criteria to be considered for choosing an insurance company?
Insurance price is the most important factor to be considered when
choosing an insurance company. A reputed insurance company having
credit for handling auto claims fairly and quickly, with a financial
stability rated A or higher will be ideal.
What are the situations in which one can review his insurance coverage?
There are no strict limitations to review California auto insurance.
You can review the coverage whenever you face life change situations
such as marriage, divorce, or buying a new car. A twice-yearly review
of coverage is also possible.
What are the minimum levels of auto insurance that a driver must have?
According to California auto insurance law, a driver requires a
minimum policy of $15,000 bodily injury coverage per person, $30,000
coverage for all bodily injured people, and $5,000 property damage
coverage for a single accident. There is no need to carry uninsured
motorist coverage in California.
Is it possible to pay the annual premium all at once?
It is not possible to pay premium at once, but one can choose a good
payment schedule. Companies offer a range of payment plans, including
annual, semi annual, quarterly and monthly payments.
When does a driver pay the deductible?
Normally, a driver or owner pays the deductible directly to the repair
facility when the vehicle's repair work is completed.
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detailed information on California Auto Insurance, California Auto
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