Tuesday, September 8, 2009

Homeowner’s Insurance and Vacancy: Protecting Your Home While You’re Away

Homeowner's Insurance and Vacancy:
Protecting Your Home While You're Away

We all enjoy the spring and summer months, as the weather warms and
the welcome sunshine beckons us toward outdoor activities and family
vacations.

But departing our homes for greener pastures means leaving them
unattended—and vulnerable. When this happens, we face a greater
likelihood of burglary, loss, and home insurance claims.

Keeping Costs Down

So how can we keep our home insurance costs down and our abodes safe
from invasion?

With the average loss from home burglary presently hovering around
$1300, securing our homes and possessions could be just the answer to
saving us hundreds or even thousands of dollars.

In fact, nine out of 10 home break-ins could be prevented if
homeowners would take steps to burglarproof their homes, says the
Insurance Information Institute (III), a leading expert on consumer
insurance issues.

Preparing for Departure

The best way to keep your home safe in your absence is to make it
appear you're home—even though you aren't.

Light, time and noise are your best weapons to help accomplish this.

If you're getting ready to leave home, follow these tips to prepare
your home for your departure:

Tell your neighbors when you'll be away, and ask someone to keep an
eye on your house.
Stop mail and newspaper delivery, or ask a friend or neighbor to pick
them up for you.
Provide noise and illumination by using timers on your televisions,
lights and radios.
Trim bushes and shrubs around your home to keep burglars from hiding there.
Keep blinds and curtains in their normal positions to make it appear
you're home.
Turn on outside lights, or place them on timers to discourage burglars.
If it's warm enough for your grass to grow, arrange to have your lawn mowed.
Lower the sound of your telephone and answering machine so they can't
be heard from outside.
If the weather will be warm enough while you're away, turn on your air
conditioner. A silent compressor on a hot day is a good indication you
aren't home.
Unplug automatic garage doors and lock all deadbolts and windows to
keep thieves from entering your home.

Leaving home to relax with family and friends should be an enjoyable
experience. And it can be—with the right mix of preparation and care.

So keep insureme.com/ home insurance costs down and protect your
castle by taking these tips to heart. Then relax and get away from it
all, knowing you'll return to find your home sweet home safe and
sound!

About InsureMe

Penny Hagerman is a copywriter and insurance information expert with
InsureMe in Englewood, Colorado. InsureMe links agents nationwide with
consumers shopping for insurance. Specializing in auto, life,
long-term care, health and insureme.com/ home insurance quotes, the
InsureMe network provides thousands of agents with
https://agent.insureme.com/ insurance leads every year. For more
information, visit InsureMe.com.

No comments:

Post a Comment